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AIG is one of the MOST TRUSTED names in the insurance industry. They have a wide variety of products and a very strong credit rating.

 

* click here for ALL APPOINTMENT FORMS & Contact Info

 

AIG American General is one of the fastest growing major life insurance organizations in the United States, and distributes a broad range of life insurance, annuity and accident and health products.

Product Portfolio

In the United States, AIG's Domestic Life Insurance & Retirement Services businesses offer a comprehensive range of life insurance, annuity and accident and health products for financial and estate planning, and wealth transfer.

Level Term Fixed Universal Life
Elite Global IUL Indexed Universal Life
Variable Universal Life Speciality Markets
Income Annuities Fixed Deferred Annuities
Index Deferred Annuities Accident & Health
USLife/NY  

Level Term
Fully guaranteed 10, 15, 20 and 30-year products offering affordable protection and value. And introducing the unique Select-a-TermSM offering 18 different term period options.

ROPTerm
ROP term plans provide for the return of all premiums paid (except for ratings and riders) if the client lives to the end of the level term period of 15, 20 or 30-years.

Fixed Universal Life
Single-life and survivorship products with and without long-term death benefit guarantees.

Index Universal Life
Fixed universal life with the option to determine the interest credited to the policy by referencing one or more indices, including the S&P 500 Index.

Variable Universal Life (must be NASD registered to sell)
Single-life and survivorship products offering outstanding features combined with one fixed account and 44 sub-account options from some of the industry's most respected fund managers.

Speciality Markets
Whole life and universal life products offered for special situations and advanced sales case designs.

Income Annuities
Annuity used to convert accumulated wealth to an income payout. Income may be for life, a fixed period or until a certain amount is paid out. Can be used to pay other policy premiums.

Fixed Deferred Annuities
Accumulation products offering competitive interest rates and special features that vary by plan. Designs include annual interest, multi-year interest guarantees, or bonus interest plans. All offer minimum fixed guarantees.

Index Deferred Annuities
Because they offer a variety of advantages, index annuities are often an excellent choice for retirement planning. An index annuity can include one or more interest-crediting accounts.

Accident & Health
Products designed to fill in the gaps in current health coverages. Plans include critical illness coverage, accident only emergency care and cancer coverage.

USLife/NY
A portfolio of term, universal life and annuity products for the New York market.

AIG - Financial Strength & Ratings:

The industry's most prominent independent ratings agencies continue to recognize growth among the insurance companies of AIG American General¹ in terms of insurer financial strength. Our financial strength is our commitment to you that we'll be there for you when you need us.

Insurer financial strength ratings of:

  • American General Life Insurance Company
  • American General Life and Accident Insurance Company
  • The United State Life Insurance Company in the City of New York
  • AIG Life Insurance Company
  • American International Life Assurance of New York

Agency 

Basis 

Rating* 

Standard & Poor's Corp Financial Strength  AA+ Very Strong (second highest) 
A.M. Best Company  Financial Strength  A++ Superior (highest)
Fitch  Financial Strength  AA+ Very Strong (second highest) 
Moody's Investors Services  Financial Strength  Aa1 Excellent (second highest) 


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All AIG products (life & annuity) can be appointed through the contract below:

AIG Broker Appointment, Contracting Paperwork & Instructions

AIG Product Portfolio   
AIG How to Submit Business

TheUSBroker AIG info, fax numbers and COVER SHEET

AIG Premium Financing: Providing premium dollars for illiquid clients

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Jim Griffin
TheUSBroker
phone: 1-877-341-3342 (toll-free)
fax: 1-315-655-4784
jgriffin@theusbroker.com

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