Midland offers a variety of insurance products for to meet your clients financial goals and objectives.
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Product Portfolio

Term Life Products

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Midland's Universal Life Products

• Innovation (our guaranteed UL) - for a wide range of face amount, low-cost death benefit protection, and prepayment discounts.
• Executive - for middle-income markets, cash accumulation, liquidity, and death benefit protection.
• Premier - for higher-income markets and early cash values.
• Survivorship Innovation - a last-to-die product for clients who desire low-cost life insurance to protect the value of their estate

Download Midland's UL Quick Reference Guide

Midland's Indexed UL

Indexed Universal Life is flexible premium life insurance that takes the death-benefit protection, guarantees and other features of life insurance and combines them with the opportunity to earn interest linked to the upward movement of a stock market index – without the risk of market loss. (Indexed Universal Life is not an investment. Premiums are not invested in equities. The Index Values do not include dividends.)

Midland National's Indexed UL product can only be sold after taking their in-house exam.

Download Midland's Indexed UL Consumer Brochure

Midland National - Financial Strength & Ratings:

Policyholder value requires financial strength, quality service, and product intelligence. Midland National has excelled in all of these areas.

• Our products have consistently earned high rankings in the industry (whether in terms of premium or in terms of cash-value performance).

• Midland National is a member of the Insurance Marketplace Standards Association, which requires policies and procedures that demonstrate a commitment to honesty, fairness, and integrity in all aspects of the individual life insurance and annuity business.

• Midland National was founded in 1906 as Dakota Mutual Life Insurance Company.
• It reorganized to a stock company in 1909, changing its name to Midland National Life Insurance Company in 1925.
• In 1970, the company recorded its first billion dollars of life insurance in force.
• In 1999, the company expanded its operations to include two main locations - the Executive Office, based in Sioux Falls, South Dakota, and the Principal Office, based in Des Moines, Iowa.
• Since its beginnings in 1906, Midland National has survived two World Wars, the Great Depression, and numerous turns in the economy.
• Today, it is one of the leading life insurance companies in the country.
• Midland National is a member of the Sammons Financial Group, which is a group of financial companies that share resources and services for optimal efficiency and growth.
• The Sammons Financial Group is privately held and will ultimately become fully employee-owned. As a result, you gain enhanced service from employee-shareholders who think and act like owners. You also get the stability of a company that is not publicly traded or as susceptible to market fluctuations.
• The Sammons Financial Group has in excess of $211 billion of life insurance in force on nearly 1.2 million policies.
• Midland National itself has in excess of $72 billion of life insurance in force and 759,000 Life and Annuity policies.
• Through its own quality life insurance and annuity products, as well as the relationships established through its membership in the Sammons Financial Group, Midland National offers a comprehensive financial platform to help all your financial needs.
• When you purchase life insurance protection from Midland National, you are purchasing valuable protection from a sound and stable company

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Jim Griffin
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phone: 1-877-341-3342 (toll-free)
fax: 1-315-655-4784
jgriffin@theusbroker.com

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