Congratulations on becoming licensed with Lincoln National's MoneyGuard policy.

In order to take full advantage on Lincoln Life's online information you need to be registered as a Financial Professional with Lincoln Life.

Completing the steps below will allow you access to information, forms, and any software updates online.

· Go to the website www.lfd.com

· Click on the “Register” link at top of the page

· Complete the registration form and click: "Continue"

· Complete the User Profile selecting "The Optima Group" when asked to select firm name, and click on "Submit

· Read the Account Disclosure and click on: "Agree"

· If a message appears about secure and nonsecure click: "yes"

To obtain the MoneyGuard Software online please follow the instructions

· Click on "PRODUCTS" and "MoneyGuard" at top of page

· Select "FIRST PENN" if you are licensed is FL, KY, MD, or MN. All others click "LINCOLN LIFE" at left side of page

· Click on Forms & Tools in the menu bar at the side of the page.

· Enter a state in which you are licensed for MoneyGuard.

· Click on software at the center of the page

· Click on full install

If you are licensed in states other than FL, KY, MD, or MN, you are able to order Supplies and Software Updates via the Internet, by registering at www.moneyguard.com with a slightly different user name but the same password used above.

If you are licensed for FL, KY, MD, or MN, register at www.firstpenn.com.

If you have any questions or require further assistance, please email:

Linda Dexter, theusbroker24@aol.com

Or call the Lincoln Life website toll free number:

1-877-533-1022