• F&T Life Fax Cover Sheet & Company Info
• F&T Life How to Get Paid
• F&T Broker Application - complete and mail directly to USFMG to process. F&T Life only accepts original paperwork.
  USFMG, 4704 E. Lake Rd., Cazenovia, NY 13035
  

Sr. Protector Brochure
Sr. Protector Flyer
Sr. Protector State Approvals
Sr. Protector Common Forms

Sr. Protector Life (20-203) CT, DE, IL, KS, MA, MO, SC
Sr. Protector Life II (20-209) New Jersey
Sr. Protector Life II (20-209 Pennsylvania
Sr. Protector Life III (20-382) West Virginia
Sr. Protector Life III (20-320) AL, DC, FL, GA, IN, MD, ME, MI, NC, NH, NY, OH, OK, RI, TN, VA, VT, WI

All new business applications need to be mailed to the home office. Originals will only be accepted by F&T Life

          Farmers & Traders Insurance Co.
          960 James Street
          P.O. Box 1056
          Syracuse, NY 13201-1056

F&T Life Marketing Telephone:
315-471-5656 ext 306  MARGARET OTTER

F&T Sr. Protector Applications
Generic Application (17-090)
Florida Application (17-090)
Missouri Application (17-090)
New Jersey Application (17-090)
New York Application (17-093)
Ohio Application (17-090)
Pennsylvania Application (17-090)
South Carolina Application (17-090)
West Virginia Application (17-090)

F&T Underwriting Guidelines

Voyager Life Insurance Application (required for life app)
Voyager Electronic Funds Transfer of Premium Application (required for life app)
Voyager NAIC Model Illustration Disclaimer (required for life app)
Voyager NY Replacement Form (required for life app)
Voyager Annuity Replacement Disclosure Form (required for life app)
Voyager AIDS (HIV) Testing and Authorization to Test Form (required for life app)

Life I & Life II (1 Pg Adobe Reference Sheets)
Voyager 1 Page Product Overview

MEC Comparison page - see other companies' policies for MEC situations

Guide "What is an (Annuity Alternative) MEC and How to Sell It" (416 kb Adobe PDF)

Newsletters "Expanded Inheritance: Annuity Alternative" & "Sr Wealth Transfer"

F&T Voyager Illustrations:
•$100,000 65yr Female Illustration
•$100,000 Male/Female 25 Year Death Benefit & Cash Values

F&T Annuity Alternative: Documents (#'s) Required for New Business

Flagship Life I & II Voyager: "An Annuity Alternative"
- Senior Protection Life Insurance

Consumer Information:
Life I & Life II (1 Pg Adobe Reference Sheets)

F&G Broker Appointment Paperwork - REQUIRED

F&G Assignment of Commissions to Corporation (156 KB PDF) - only required for agents who require their commissions to be paid to a corporation

NATIONAL FORMS (NON-FLORIDA)
Loyalty Rewards Consumer Application - 470kb
Loyalty Rewards 1035 Form - 31kb
Loyalty Rewards 1035 Instructions - 132kb

FLORIDA FORMS
Loyalty Rewards FL Consumer Application - 3mb
Loyalty Rewards FL 1035 Form - 31kb
Loyalty Rewards FL 1035 Instructions - 132kb

Loyalty Rewards 1pg Marketing Ad - 100kb

NATIONAL FORMS (NON-FLORIDA)
Loyalty Rewards Consumer Brochure -1kb
Loyalty Rewards Agent Guide - 1.8mb
Loyalty Rewards Agent Manual - 500kb

FLORIDA FORMS
Loyalty Rewards FL Consumer Brochure- 769kb
Loyalty Rewards FL Agent Guide - 3.3mb
Loyalty Rewards FL Agent Manual- 500kb

www.fglife.com - Corporate HQs website

F&G Broker Appointment Paperwork (62 KB PDF) - REQUIRED

F&G Assignment of Commissions to Corporation (156 KB PDF) - only required for agents who require their commissions to be paid to a corporation.

Steps to Get Paid - instructions, fax numbers & premium estimates - REQUIRED

www.fglife.com - Corporate website has all agent and broker forms.

Indy Life Broker Licensing Kit (1098 KB PDF)

Pension Rescue RFP (55 KB PDF)

Retained Earnings Rescue RFP (56 KB PDF)

FOLLOW THESE STEPS TO GET PAID for MEC and Pension Rescue*

Indexed UL Broker Licensing Kit (712 KB PDF)

FOLLOW THESE STEPS TO GET PAID for Equity Indexed UL* (50 KB PDF)

Vista Elite Equity Indexed Universal Life - Fast Facts (460 KB PDF)

Vista Select Equity Indexed Universal Life - Fast Facts (460 KB PDF)

Equity Index Life Insurance Brochure (1,680 KB PDF)

Indy Equity Index Life Underwriting Guidelines (460 KB PDF)

FOLLOW THESE STEPS TO GET PAID for MEC and Pension Rescue*

Application for Life Insurance:
Select a State Alabama Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maryland Massachusetts Michigan Minnesota Missippi Missouri Montana Nebraska Nevada New Jersey New Mexico North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

*REQUIRED

Agent Agreement (93 KB PDF)

Agent Brochure (489 KB PDF)

MoneyGuard Appointment Packet
- become contracted to sell MoneyGuard products

TheUSBroker Lincoln Info & Cover Sheet

Steps to Get Paid* - everything you need to know to submit new business and get paid fast

* now available in New York

By Email: Contracting@LFG.com
By Email: LicensingStatus@LFG.com
Phone: 1-800-238-6252, select option 1, then option 2

MoneyGuard Ad Slick
New*MoneyGuard Ad Slick

• Underwriting Information
• Request MoneyGuard Forms and Supplies

Application for Life Insurance - Forms can be downloaded from www.lfd.com after becoming appointed

• Lincoln Term Life Appointment Packet
  - become contracted to sell MoneyGuard products
• TheUSBroker Lincoln Info & Cover Sheet

• Steps to Get Paid* - everything you need to know to submit new business and get paid fast

By Email: Contracting@LFG.com
By Email: LicensingStatus@LFG.com
Phone: 1-800-238-6252, select option 1, then option 2

• Lincoln LifeStratos SM - fact sheet
  
• Lincoln LifeElements SM- fact sheet
  
  
• Lincoln National Life GTO Competitive Flyer
• Lincoln National Life GTO Underwriting Guidelines
• Lincoln National Life GTO Underwriting Toolkit
  
• Lincoln National Life GTO Broker Brochure & Rate Guides
  
• Lincoln NY GTO Broker Brochure & Rate Guides
  
  
• Lincoln PROTerm Information:
  Brochure   PROTerm Q&A   Underwriting Guidelines
  

• Lincoln National Life Financial Profile
• Lincoln NY Financial Profile

› Download, Complete & Fax back - Penn Treaty (PT) Appointment & Contracting forms

› Download - Penn Treaty (PT) How to Get Paid

Penn Treaty’s quote engine - https://www.penntreaty.com/ProdpenntreatyV2/  

→ Use Penn Treaty agent website to submit cases through: FAST APPLICATION

PT Agent & Marketing Department and Support Center at 1.800.362.0700 ext. 5020 / email marketing@penntreaty.com

• Standard Life Insurance Company product literature:
• Click here to view video stream summary of this fantastic article about MECs and the reason you absolutely should consider single premium whole life insurance for your senior clients! - video clip opens in a new browser window
• Click here to for a Vista Wealth Product overview video clip
  - video clip opens in a new browser window
  
  

• Standard Life Insurance Company product literature:
• Agent Recruitment Flyer
• Select Annuity Flyer
• Standard Life Product Approval Grid
• Total Command Flex Annuity Brochure: low surrender fees
• Total Command Flex Annuity Brochure: high surrender fees
• Total Command Annuity Brochure: low surrender fees
• Total Command Annuity Brochure: high surrender fees
• Standard Life Rates
• Standard Life Commission Rates