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SPIA Marketing Ideas- The Next Hot Market!
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Get on the SPIA wave! Single Premium Immediate Annuities
are playing an increasing role in the financial security of
seniors. Why?
- Seniors are living longer- the fastest growing part of
the US population is age 80+!
- There is a very real risk of outliving your income!
- Seniors want Peace of Mind about their financial future.
- Social Security and pension income is inadequate for most
retirees.
- Spending down your assets is risky- how long will you
live?
- SPIAs can be part of a strategy to maintain a diversified
portfolio.
- SPIAs can be used to fund LTC and an inheritance for the
kids.
How SPIAs are used to provide Peace of Mind:
• Joint and Survivor SPIA- Reposition a portion of current
assets into an SPIA to provide an income that cannot be outlived.
Joint and survivor SPIAs can provide guaranteed income for
the lifetime of both spouses.
• Income for Life- For active investors, reposition
a portion of a portfolio into a 5 year Period Certain SPIA.
At the end of the period, the balance of the portfolio will
have grown and a portion can again be repositioned into another
Period Certain SPIA. This provides a constant worry-free income
coupled with an actively invested portfolio.
• LTC Funding- SPIAs are frequently used to fund LTC.
For many seniors, this is a more comfortable approach than
paying premiums out of pocket. And no one can have peace of
mind if they have to worry about the costs of a nursing home.
• Funding Inheritance- Many seniors live more frugal
lifestyles than necessary so they can pass their life savings
on to their children and grandchildren. SPIAs are used to
fund single or 2nd To Die life policies to guarantee the inheritance
and free up income for mom and dad to enjoy their retirement
SPIAs- creating Peace of Mind for Seniors.
Please download
this document with general information about Aviva's Immediate
Annuity.
If you are interested please contact Van Albanese for more
information.
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