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With Allianz Life, you can offer clients some of the best-selling
annuities in America. You can sell products with great bonuses.
Flexible payout options. Great participation rates. Indexed
growth and options for indexed payouts.* And many of our annuities
provide additional income if qualifying disability strikes.*
Allianz Life offers a wide variety of annuities. TheUSBroker
is currently highlighting:
Allianz's
BonusDex(SM) Elite
Index Annuity which offers your clients indexing and a
bonus**. In fact, the BonusDex
is all about flexibility, performance, and choice - exactly
what your clients look for. BonusDex offers guaranteed participation
rates, no asset fees, and top G.A. commissions. Clients can
feel safe that their funds are with Allianz Life Insurance
Company of North America, a member of the Allianz Group, one
of the world's leading integrated financial services providers
and the 18th largest corporation, based on revenue***.
Equity
Index Annuities - General Overview
Specific Products
Bonus Annuities - General
Overview
Specific Products
| Accumulator Bonus Maxxx Elite Annuity |
Cash Bonus Elite Annuity |
Power & Annuity |
Immediate Annuities -
General Overview
Specific Products
| Single Premium Immediate Elite Annuity |
WealthCare Elite Immediate Annuity |
Multi-Year Guarantee Annuities
- General Overview
Specific Products
| Dominator Annuity |
Power Rate 5 Elite Annuity |
ALLIANZ LIFE GENERAL OVERVIEWS
| Equity Index Annuities
General Overview |
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Features: An equity-indexed annuity earns interest
that is linked to the stock market or other equity index.
However, your clients’ money will not experience
loss if the stock market goes down – they will
only benefit from stock market gains. Many equity indexed
annuities will even guarantee your clients a minimum
annual return.
This is a great place for your clients to improve their
earnings potential, while keeping their principal safe
from market fluctuation.
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Commission: Your generous commission percentage
rates will range on a per-product basis, but will remain
guaranteed up to the last issue age.
- Allianz Life offers Top G.A. commissions
- Allianz Life also offers Producer Perks, our agent
incentive program
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| Advantage: Allianz Life equity indexed annuity
products offer your clients more than a way to save money
for the future – your clients can actually make money
by taking advantage of stock market gains. |
| Bonus Annuities General
Overview |
Features: Bonus annuities give your clients an
up-front signing bonus of up to 10%. What a great way
to help your clients:
- Recover losses
- Overcome surrender charges
- Pay capital gains taxes
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Commission: With Allianz Life®,
your generous commission percentage rates will range on
a per-product basis, but will remain guaranteed up to
the last issue age.
- Allianz Life offers Top G.A. commissions
- Producer Perks, the Allianz Life agent incentive
program
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| Advantage: Allianz Life Bonus Annuity products offer
your clients a variety of ways to prepare for the future,
with options to access their money when they need it most. |
| Immediate Annuities
General Overview |
Features: Purchased with a single payment, your
clients’ income payments can start right away
- Generally higher interest rates than those for CDs
or Treasuries mean the potential for higher returns
for your clients.
- Part of the principal is returned with each payment,
which means your clients receive greater amounts than
would be provided by interest alone
Plus, your clients have the ability to choose whether
they will want income payouts over a specific number
of years, or throughout their lifetime.
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Commissions: Your generous commission percentage
rates will range on a per-product basis, but will remain
guaranteed up to the last issue age.
- Allianz Life® offers Top G.A. commissions
- Allianz Life also offers Producer Perks, our agent
incentive program
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| Advantage: Simply put, Allianz Life immediate
annuity products offer your clients security, simplicity,
and safety. We will help you give your clients a variety
of ways to prepare for the future, including the option
to choose a guaranteed income they cannot outlive. |
| Multi-Year Guaranteed
Annuities Overview |
Features: Multi-Year Guaranteed Annuities typically
offer clients a higher fixed yield than many other annuity
products. They also allow your clients to choose between
a one-year rate or a multi-year rate guarantee structure.
- Great for clients who like to know exactly what
they are going to earn from one year to the next.
- These annuities help ensure clients that they will
have specific amount of money at a future point in
time, without market risk along the way.
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Commissions: Your generous commission percentage
rates will range on a per-product basis, but will remain
guaranteed up to the last issue age.
- Allianz Life® offers Top G.A. commissions
- Allianz Life also offers Producer Perks, our agent
incentive program
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| Advantage: Allianz Life multi-year guaranteed
annuity products offer your clients a variety of ways
to prepare for the future, with options to access their
money when they need it most.
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BonusDex(SM)
Elite Annuity Overview
Features: The BonusDex Elite Annuity offers your clients
equity indexing and a bonus(1)
- Clients can diversify their money between the S&P
500(2), Nasdaq-100®(3),
and an Interest Earning Value, in increments of 25%
- Clients can elect more than one option per term and can
change elections annually
- Clients receive up to a 10% bonus on initial premium(4)
Up to an additional 10% bonus on any premium added during
the first 5 policy years(4)
Guaranteed participation rates and no asset fees
- 100% participation rates for the monthly average annual
reset, guaranteed for the life of the policy
- 10% cap guaranteed for 1 year; will never be less than
5%
- No fees, loads, or sales charges guaranteed for life
Advantages: BonusDex is all about flexibility, performance,
and choice - exactly what your clients look for
- Flexible premium - add premium anytime - up to a 10% premium
bonus for the first 5 policy years
- Clients can elect up to 3 allocation options, which gives
them the control they need to spread the risk
- Clients can annually re-allocate their money without tax
consequences
- The cash surrender value is the greater of 90% of premium,
less withdrawls, credited at a minimum of 1.5% interest
(no bonus), or the Guaranteed Minimum Value
Please note: This product is not a direct investment in
an index.
(1) Bonus is subject to client deferring the
contract for a minimum of five years and taking the payout
over ten years.
(2) "Standard & Poor’s®,"
"S&P®," "S&P 500®," "Standard
& Poor’s 500," and "500" are trademarks
of The McGraw-Hill Companies, Inc. and have been licensed
for use by Allianz Life Insurance Company of North America.
The product is not sponsored, endorsed, or promoted by Standard
& Poor’s, and Standard & Poor’s makes no
representation regarding the advisability of purchasing the
product.
(3) "Nasdaq®," "Nasdaq-100®"
and "Nasdaq-100 Index®" are trademarks of The
Nasdaq Stock Market, Inc. and have been licensed for use by
Allianz Life Insurance Company of North America. The product
has not been passed on by the Corporations as to its legality
or suitability. The product is not sponsored, endorsed, sold,
or promoted by The Nasdaq Stock Market, Inc. THE NASDAQ STOCK
MARKET, INC. MAKES NO REPRESENTATION REGARDING THE ADVISABILITY
OF PURCHASING THE PRODUCT.
(4) A bonus of 10% will be credited to all
premium in the first 5 policy years if the inital premium
is $50,000 or greater, otherwise a 5% bonus will be credited
to all premium in the first 5 policy years.
If you would like more information
and to receive a "Starter Kit", register
online today and you will receive an email immediately
on how to get started.
For
licensing and new sales - contact:
Allianz Life Insurance Company of
North America
Van Albanese, CLU, ChFC
TheUSBroker Representative
phone: 1-877-341-3342 (toll-free)
fax: 1-315-655-4784
valbanese@theusbroker.com
Click on the links below for Allianz Life pdf documents
For quotes or additional corporate information call the:
FASTeam now at 800.950.7372
Visit www.accessallianz.com
for a current consumer application that's approved for your
state (opens in a new internet browser window)
Allianz Life Insurance
Company of North America - Unmatched Financial Strength
As part of the Allianz Group, Allianz Life offers a level
of security that is virtually unequalled in the industry.
That means you know you're dealing with a company that will
keep the promises it makes. Foremost in our minds is the safety
of the funds you entrust to our care.
› Allianz Life by the numbers
- The nation's #1 seller of equity indexed annuties each
year since 2000 (The Advantage Group based
on 2000, 2001 & 2002 sales).
- #1 choice among independent agents (LIMRA
2002 - #1 in American in sales of fixed annuities through
independent agents each year since 2000, according to LIMRA
International reports for sales in 2000, 2001, and 2002.)
- The Financial strength of Allianz Life has consistently
been rated "Very Strong" by Standard & Poor's
and "Superior" by A.M. Best, among the highest
ratings assigned (The independent ratings
are based on an analysis of financial results and evaluation
of management objectives and strategies. The ratings do
not indicate approval by the analysts and are subject to
change).
› Allianz Group by the numbers
- One of the world's leading providers of integrated financial
services.
- The worlds 18th largest corporation, based on revenue,
with 700 subsidiaries in more than 70 countries (Fortune,
July 22, 2002).
- As of September 30, 2002, the Allianz Group had $1 trillion
in assets under management, $847 billion in consolidated
assets, and $818 billion in liabilities.
(*) May not be available in all states
(**) Bonus is subject to client deferring
the contract for a minimum of five years and taking the payout
over ten years.
(***) Fortune, July 22, 2002
For Agent Use Only
Product Availability and Benefits May Vary by State
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