|
Aviva Appointment Paperwork (National
& New York)
Aviva How to Get Paid Instructions
Visit Annuity
Appointment Grid for Contracting Forms for all TheUSBroker
annuity carriers.
Aviva Wealth
Transfer Broker PDF advertisement
Aviva
Product Summary Grid - overview of 4 AvivaUSA annuities.
Aviva Single Premium Immediate Annuity 2
(SPIA 2)
Aviva Progressive Index Annuity (EIA)
Aviva Asset Builder
Aviva Consumer Annuity
Aviva Saver's Advantage 6 Annuity
Aviva Keepsake 200/201 - Enhanced Guarantee, SPUL
Aviva SPIA 2 - Income Enhancement
Aviva's SPIA 2, a redesigned single premium immediate annuity,
brings you expanded opportunities in the hot retirement income
market. It offers competitive quotes and compensation. SPIA
2 provides security and peace of mind from guaranteed retirement
income. It features:
-
Guaranteed retirement income
-
Financial security without the risk associated with some
traditional retirement plans
-
Accepts either qualified or non-qualified monies
-
Flexible payout options to meet clients' needs
Aviva's SPIA 2 offers some great new options that make it
one of the strongest single premium immediate annuities around.
- Competitive Rates
- Inflation Protection
- Impaired Risk Underwriting
- Rate Lock-In
- Commuted Value Options (to beneficiary
/ to owner)
- Variety of Payout Options
SPIA
quote request - download form & fax to us for quotes
Aviva SPIA 2 Brochure
Aviva
SPIA 2 Underwriting Guidelines
Aviva Progressive Index Annuity (EIA)
Look at this EIA Commission - 8.5%!!!
An equity-indexed flexible premium fixed deferred annuity
that credits interest based on performance of a major market
index. The target markets are:
(1) Long-term savings (2) Retirement income.
The Aviva Progressive Index Annuity's innovative design,
choice and safety can help your clients realize their retirement
goals through: (see Aviva's
EIA upside potential)
- A unique 'breakthrough' equity-indexed
account that can reward clients when the market is strong.
- Choice of 3 complementary accounts, enabling
clients to blend allocations and transfer between accounts
based on their savings objectives.
- A 10% surrender charge-free withdrawal
option proving strong liquidity.
- Guarantees - a guarantee never to lose
principal and a Fixed Account with a guaranteed minimum
interest rate.
Product Overview & Features:
Guaranteed Minimum Interest Rate
Annuitization
Systematic Distribution
Loans (TSA only)
Nursing Home Waiver
Withdrawals/Surrender Charges
Death Benefit
Interest Crediting:
- Annual Breakthrough Indexed Account
- Annual Cap Indexed Account
- Fixed Account
Issue Ages:
0-85: IRA-qualified / non-qualified
0-75: TSA
Minimum Premium: $10,000 initial premium, $1,000 subsequent
premiums, $50 per month TSA salary reduction
Maximum Premium: $500,000 (w/out Home Office approval)
Guaranteed Minimum Surrender Value: 87.5% of premium
(less any withdrawal) accumulated at the minimum fixed interest
rate.
Aviva
EIA Break Through Analysis
Aviva
Progressive EIA Upside Potential
Aviva
Progressive EIA Client Flyer
Aviva
Progressive EIA Consumer Brochure
Aviva
Progressive EIA Disclosure Document
Aviva
Progressive EIA Specimen Contract
Aviva Asset Builder - Combine
the advantages of Fixed and Equity-Indexed Annuities!
As an alternative to EIAs, this exciting new fixed annuity
from Aviva with a 3% minimum guarantee (on all your money)
and NO Caps! The Aviva Asset Builder provides the protection
and flexibility your clients need to meet changing conditions
and they can feel safe about their money.
This product has the following features:
- 6 Interest Rate Crediting Strategies
- Guaranteed Pass-Through of Interest Rates
- Choice of Surrender Charge Periods
- Guaranteed Minimum Interest of 3%
- Ability to Lock-In Gains Up to 4 Times
Per Year
- 10% Annual Free Withdrawals
- 8% Commission
- Nursing Home Waiver
- Death Benefit and Probate
With the Aviva Asset Builder you have easy access to your
Money through:
Withdrawals, Systematic Distributions, 'Checkbook Type' Access,
Annuitization Feature, and Various Settlement Options.
Aviva Asset Builder offers the following contract features:
Issue Ages: 0-85
Minimum Premium Amount: $10,000 per Strategy
No Sales Loads
Aviva
Asset Builder Brochure
Aviva
Asset Builder Historical Interest Rates
Aviva
Asset Builder High Yield Strategy Kit
Aviva
Asset Builder Specimen Contract
Aviva Consumer Annuity Flexible
Premium Deferred Annuities - Consumer Annuity can help
provide the protection and flexibility you need to meet changing
conditions. Aviva's Enhanced Guarantees assures your clients
of fair treatment. With a Consumer Annuity from Aviva, clients
can feel safe about their money.
Aviva's Consumer Annuity offers an enhanced guarantee annuity
that goes beyond the scope of normal fixed annuities. Features
such as interest Earnings Strategies, guaranteed Pass-Through
of interest and a five-, seven- or nine-year Surrender Charge
schedule can help accumulate money and preserve capital.
Consumer 5 - 5 yr surr. chg, 1.95% annual spread
Consumer 7 - 7 yr surr chg, 1.7% annual spread
Consumer 9 - 9 yr surr chg, 1.4% annual spread
Commission: 4% street (all 3 types)
Spread: the amount charged on the guaranteed "Passthrough"
of interest
Crediting Strategies: 6 strategies, same as Asset Builder
Benefits include Nursing Home Waiver, Death Benefit and Probate,
and multiple ways to access the Annuitant's money.
Aviva
Consumer Annuity 5 7 9 Client Brochure
Aviva Saver's Advantage 6 - Deferred
Annuity For Transfers and Rollovers - Saver's Advantage
6 is a deferred annuity available as a TSA, IRA or non-qualified
annuity with no sales loads or transaction fees. Saver's Advantage
6 is an effective retirement vehicle that allows annuitization.
Saver's Advantage 6 benefits include:
- Earnings grow tax-deferred
- 1.0% premium enhancement bonus
- Guaranteed minimum interest rate
- Income options you can't outlive
Saver's Advantage 6 has a 6 yr surrender charge with a 3.7%
portfolio rate plus 1% first yr bonus and 7.25% commission.
Aviva
Saver's Advantage 6 Client Brochure
Aviva Keepsake 200/201 - An Enhanced Guarantee, Single-Premium Universal Life Product.
The Keepsake 200 helps contract owners maximize the assets left to beneficiaries. The target markets include:
-
Wealth Transfer
-
Estate Planning
-
Asset Maximization
Product highlights include:
Guaranteed Death Benefit. The planned specified amount
shown in the policy will be guaranteed
until the maturity of the policy
if all planned premium is paid as
scheduled, unless the contract
owner takes a withdrawal or a
loan, or makes a change to the
specified amount*.
Guaranteed pass-through
of interest.
Keepsake 200 features a minimum
guaranteed interest rate. In addition, Aviva will pass along “excess”
interest that may be credited to the
contract. The total credited interest
rate equals the Net Yield earned in
the prior month by the Interest
Earnings Strategy**, less the
Interest Margin.
Guaranteed return of premium. The surrender value is guaranteed
to be at least equal to the single
premium paid or the cumulative
premiums paid, unless the contract
owner takes a withdrawal or a
loan, or makes a change to the
specified amount*.
Cost-of-insurance guarantee. Aviva guarantees that the current
cost of insurance rates will not
increase unless our actual claims
experience is higher than expected.
Product features
Issue age:
50-85
Minimum face amount
$15,000 single premium; up to five
annual payments can be made with
an increasing death benefit ***.
Risk classes
› Non-tobacco user or › Tobacco user
Interest Earnings Strategy
available:
Medium Term Investment Grade
Minimum guaranteed
interest rate:
4.0%
Maximum guaranteed
interest margin:
1.1%
Policy loans
› Charged: 6.0%
› Credited: 4.0%
› Net Cost: 2.0%
Riders and benefits:
1. Accelerated Benefit Rider
2. Nursing Home Confinement
Waiver Rider
3. Extension of Maturity Date Option
Expense charges: 7.0%, all years of all premiums paid
Aviva Keepsake Wealth Transfer Broker PDF advertisement
Aviva Keepsake 201 SPL Consumer Brochure
Aviva Keepsake 200 Survivorship SPL Consumer Brochure
Aviva Keepsake 200 Survivorship SPL
Policy Details
Aviva Keepsake Wealth Transfer Case Study
Aviva Keepsake Wealth Transfer Death Benefits
Aviva Keepsake Agent Flyer
* A different provision may apply in CA and MD. Loans and/or partial surrenders will result in a
reduced death benefit.
** Please see the Interest Earnings Strategy insert for more details.
*** Certain restrictions apply. Please refer to the contract for details.
|
