New Revenue Opportunity for Mortgage Brokers

Through a new 'patent pending' process from TheUSBroker select mortgage brokers can have their customers buy life insurance through an internet system and earn fees. This system was developed by us and implemented at a number of major US banks and will now be available to a few mortgage brokers that have been referred to us.

Mortgage brokers and bankers have an invaluable resource at their fingertips - past and current mortgage clients. Can you imagine that every mortgage lead you have access to you is worth $200! At USFMG we offer an opportunity to leverage your mortgage leads into an alternative revenue stream. We specialize in selling life insurance to mortgage prospects - our dedicated call center, our electronic insurance platforms and experience in the insurance market can help you provide additional services to your clients while also generating new profit centers.

• Make $$$ with existing relationships.

• Begin cross selling to your clients for increased $$$s.

• Think like a full-service bank, sell a complete line of products to your clients and earn like a big bank too!

• Take a few new steps to unlock income with your past clients.

We help you improve your communication with your clients. Let us help you devise newsletters and whenever your clients want help with mortgages we will ALWAYS make sure you get to service them. Use our infrastruction to increase your cross selling opportunities and we will provide information that allow you to see our success marketing insurance to your clients. Our reports include: # of Internet hits, phone conversations, number of initiated sales, completed sales and premium generated. These informational reports will ease concerns about confidentiality and transparency when working with TheUSBroker.com.

Confidential Data Promise - TheUSBroker also guarantees to protect your data and provide complete confidentiality of any client lists we work on together to distribute insurance. Your data confidentiality is of utmost importance to us and to the mortgage sales system's success.

Suggested Product Offerings for Mortgage Clients:

RBC ExpressTERM - an instant issue (15min) non-medically underwritten term. Great for clients who want mortgage protection (term life insurance) up to $250,000 issued quickly and with minimal ease. Completely electronic application that offers your client coverage immediately.

Americo Mortgage Term - is a simplified issue, non-medically underwritten term insurance that offers coverage up to $250,000 (protection up to $350,000 with an oral swab). The Americo product offers a variety of riders such as ROP (return of premium), disability and others at competitive rates. Requires a face-to-face client meeting but still offers 5 to 6 day issue time.

Lincoln GTO and PROTerm - are medically underwritten policies that are on average the most affordable term life insurance policies available. Great products from a financially stable, well-known insurance company. GTO term offers coverage up to and above $1M and their PROTerm product is a fully-refundable term insurance product where clients can get all their premiums back after 15, 20 or 30 years. Lincoln's term products require medical underwriting and have a longer issue time, but are very affordable. In addition, all Lincoln term products can be converted to Universal (permanent) Life insurance policies.

American General (AIG) Term and ROP Term - products are fully underwritten life insurance policies that offer extremely affordable coverage from one of the most well known and financially stable companies in the world. AIG term products offer an array of riders and options to satisfy any client's need. All their term policies offer the option to covert to Universal Life Insurance and offer generous underwriting allowances.

We suggest the following products to mortage clients as they are designed to provide affordable mortage protection. The above products are easy to understand and can provide coverage in 15 minutes to 30 days. However, if a client requests we can offer a wide variety of other insurance products to suit their needs: Universal, Fixed Annuities, Long Term Care, Disability and Health Insurance.

How can you not offer these products to your clients? If you are interested give us a call or download and review the mortgage broker lead sharing contract below. We are here to help you grow your business.

Easy Next Steps:

1. Download, review, complete and fax back Mortgage Broker Lead Sharing Contract.

2. Download and review Mortgage Broker Lead Sharing Training document.

3. Contact TheUSBroker and transfer confidential client data (through email or mail)

4. Review client data - TheUSBroker and mortgage broker decide on best prospects.

5. TheUSBroker makes sales calls to prospects and processes new life insurance applications.

Document downloads:

Mortgage Broker Lead Sharing Contract - download, read, complete and fax back to begin program.

Mortgage Broker Training Document - (Powerpoint) or (PDF) document describes start-up, process and compensation of Mortgage Lead program.

Call Jim Griffin, our Mortgage expert, to find out more information regarding our Mortgage Broker referral lead program.

EZ Broker Contract Appointment - electronic appointment
EZ Insurance Ticket - submit new applications fast & easy

Jim Griffin
TheUSBroker Mortgage Consultant
phone: 1-877-341-3342 (toll-free)
fax: 1-315-655-4784
jgriffin@theusbroker.com

For Agent Use Only, Not for General Public